COBRA, HIPPA and My Medical Benefits
- posted: May 12, 2015
COBRA & HIPPA (the Consolidated Omnibus Budget Reconciliation Act and Health Insurance Portability and Accountability Act) are parts of a broader and complex Federal statute called the Employee Retirement Income Read More
SSDI or ERISA?
- posted: May 12, 2015
Often, potential clients are unsure of what type of disability benefit claim they have. While there are many Federal, State and local programs that may apply, there are 3 primary Read More
What is the Administrative Record and why is it important?
- posted: May 05, 2015
Your ERISA claim (life, medical, or long or short term disability) has been denied, and the insurance company is referring to "the Record" or "the administrative record." So what is Read More
I forced myself to keep working ... can I still go on long term disability?
- posted: Apr. 30, 2015
This is a complex question, but a common one. Many injured and disabled employees keep working longer then they should, and do so for many reasons. Sometimes it is financial Read More
What job are they looking at? ERISA and the "own occupation" policy
- posted: Apr. 30, 2015
Your disability policy says that you are disable if you cannot perform the tasks needed for your "own occupation." But, when your long term disability claim is denied, the insurance Read More
ERISA standard of review
- posted: Apr. 30, 2015
In every case, the Court applies a certain standard of review, or the legal standards that will govern the claim. Many people are familiar with the 2 most common; the Read More
My disability claim is governed by ERISA .... what does that mean?
- posted: Apr. 29, 2015
ERISA, or the Employee Retirement & Income Security Act of 1974 (“ERISA”), is a complex piece of Federal legislation that covers most employee benefit plans and how employers and their contractors Read More