Viewing 271 - 277 out of 277 posts


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COBRA, HIPPA and My Medical Benefits

COBRA & HIPPA (the Consolidated Omnibus Budget Reconciliation Act and Health Insurance Portability and Accountability Act) are parts of a broader and complex Federal statute called the Employee Retirement Income Read More


Often, potential clients are unsure of what type of disability benefit claim they have.  While there are many Federal, State and local programs that may apply, there are 3 primary Read More

What is the Administrative Record and why is it important?

Your ERISA claim (life, medical, or long or short term disability) has been denied, and the insurance company is referring to "the Record" or "the administrative record." So what is Read More

I forced myself to keep working ... can I still go on long term disability?

This is a complex question, but a common one.  Many injured and disabled employees keep working longer then they should, and do so for many reasons.  Sometimes it is financial Read More

What job are they looking at? ERISA and the "own occupation" policy

  Your disability policy says that you are disable if you cannot perform the tasks needed for your "own occupation."  But, when your long term disability claim is denied, the insurance Read More

ERISA standard of review

In every case, the Court applies a certain standard of review, or the legal standards that will govern the claim.  Many people are familiar with the 2 most common;  the Read More

My disability claim is governed by ERISA .... what does that mean?

ERISA, or the Employee Retirement & Income Security Act of 1974 (“ERISA”), is a complex piece of Federal legislation that covers most employee benefit plans and how employers and their contractors Read More

Viewing 271 - 277 out of 277 posts


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