• posted: Feb. 02, 2022
• Tom Bulger
• colorado,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  Administrative record

Did you know that many long-term disability insurance companies try to get access to your social media accounts (Facebook, Instagram, Twitter) to find evidence that you are exaggerating your disability?  Read More

• posted: Nov. 26, 2019
• Tom Bulger
• disability,  emplyee retirement income security act,  ERISA,  Administrative record

Many of our clients assume that if they get SSDI benefits from the government, this guarantees that they will win their ERISA long term disability case.  Unfortunately, that is not Read More

• posted: Oct. 04, 2019
• Tom Bulger
• disability,  emplyee retirement income security act,  ERISA,  short term disability,  Administrative record,  insurance

In Odle vs. UMWA 1974 Pension Plan, the Court of Appeals for the Fourth Circuit reversed a district court’s decision on summary judgment in favor of a pension plan’s fiduciaries Read More

• posted: Apr. 28, 2017
• Tom Bulger
• auto insurance,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  Administrative record,  insurance,  medical benefits

The short answer .... in most cases, yes. In most cases under the Employee Retirement Income and Security Act (ERISA), the Court will decide the case based on the Administrative Record.  Read More

• posted: Jun. 30, 2016
• Tom Bulger
• auto insurance,  bad faith,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  Administrative record,  insurance,  medical benefits

Do not believe everything you hear about ERISA (including "free advice" from a lawyer who does not actually handle these very specialized cases).  The bold is for emphasis;  separate the Read More

• posted: Jun. 30, 2016
• Tom Bulger
• emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  Administrative record,  medical benefits

There are many myths about ERISA (the Employee Retirement Income Security Act), and about what it is, what the rules are.  The reason is simple, even if the answers are Read More

• posted: May 05, 2015
• Tom Bulger
• ERISA,  short term disability,  long term disablity,  Administrative record

Your ERISA claim (life, medical, or long or short term disability) has been denied, and the insurance company is referring to "the Record" or "the administrative record." So what is Read More