• posted: Apr. 28, 2017
• Tom Bulger

Mason v. Reliance Standard (U.S.Dist.Crt. Colo. 2016 and 2017) An ERISA long term disability case, in which we obtained a remand for our client (in a remand, the Court orders to Read More

• posted: Apr. 28, 2017
• Tom Bulger
• colorado,  emplyee retirement income security act,  ERISA,  long term disability,  short term disability,  court,  LTD. disability

Litigation can be a long, drawn out process.  Many insurance companies count on being able to wear you (and your attorney) down to force a "cheap settlement.  At Silvern & Read More

• posted: Jul. 09, 2016
• Tom Bulger
• accident,  personal injury,  premises liability,  sidewalk,  slip and fall,  ice,  landowner liability act,  trip

Sometimes courts and lawyers create categories of cases.  Premises liability is used to describe a wide range of cases involving injuries on another person or business' property. The most common of Read More

• posted: Jul. 07, 2016
• Tom Bulger

  We are once again proud to have received am A-plus rating from the Better Business Bureau for 2016! Read More

• posted: Jul. 05, 2016
• Tom Bulger

Many employees already receiving long-term disability, or are fighting in court for those benefits, have to consider a lump sum buyout.   It is important to consult with your ERISA Read More

• posted: Jul. 04, 2016
• Tom Bulger
• auto accident,  auto insurance,  car accident,  uninsured motorist,  bad faith,  underinsured motorist,  wreck,  insurance,  arbitration,  insurance bad faith,  UM

I once had a client asked that question, and I was stumped. So, I asked my partner Steve Silvern for his thoughts.  Steve won prestigious academic awards in college at Cal-Berkley Read More

• posted: Jul. 02, 2016
• Tom Bulger

Preparing to request long-term disability can be difficult for you and your family .  When you suffer from a long standing or progressive disease, and you no longer feel that Read More

• posted: Jul. 02, 2016
• Tom Bulger
• distinguished rating,  Martindale-Hubbell,  rating,  review

    We are proud to have a Distinguished rating again for 2016, with highest marks in ethics, knowledge and experience from both peers and clients! Read More

• posted: Jul. 02, 2016
• Tom Bulger
• auto accident,  auto insurance,  car accident,  TRUCK ACCIDENT,  uninsured motorist,  commercial truck,  motor vehicle collision,  personal injury,  underinsured motorist,  wreck,  insurance,  insurance bad faith,  UM,  distracted driver

Commercial trucks have a lot of moving parts and require constant upkeep to be safe for travel on public roads. However, there are a number of issues that could lead Read More

• posted: Jul. 01, 2016
• Tom Bulger
• auto insurance,  bad faith,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  insurance,  medical benefits,  Aetna,  Hartford,  Liberty Mutual,  LINA,  Reliance Standard,  Sedgewick,  UNUM

The vast majority of employee benefits, including long term disability, short term disability and medical benefits, are governed by ERISA.  Surprisingly, there are relatively few insurance companies and related companies Read More

• posted: Jul. 01, 2016
• Tom Bulger
• auto accident,  auto insurance,  car accident,  uninsured motorist,  motor vehicle collision,  bad faith,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  underinsured motorist,  health insurance,  insurance,  Social Security,  medical benefits

wWe are often asked why (and how) we can handle these different types of cases.  The answer is part of our firm's philosophy. Our clients, the “regular” working men and women Read More

• posted: Jun. 30, 2016
• Tom Bulger
• auto insurance,  bad faith,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  Administrative record,  insurance,  medical benefits

Do not believe everything you hear about ERISA (including "free advice" from a lawyer who does not actually handle these very specialized cases).  The bold is for emphasis;  separate the Read More

• posted: Jun. 30, 2016
• Tom Bulger
• emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  Administrative record,  medical benefits

There are many myths about ERISA (the Employee Retirement Income Security Act), and about what it is, what the rules are.  The reason is simple, even if the answers are Read More

• posted: Jun. 30, 2016
• Tom Bulger
• bad faith,  disability,  emplyee retirement income security act,  ERISA,  short term disability,  long term disablity,  health insurance,  medical benefits,  insurance bad faith

Express Scripts Inc. and Anthem Inc. are accused in a proposed class action of breaching their ERISA fiduciary duties (i.e., their obligations to the thousands of employees promised prescription drug Read More

• posted: May 12, 2015
• Tom Bulger
• auto accident,  auto insurance,  car accident,  motor vehicle collision,  underinsured motorist,  wreck,  UM

Motor vehicle accidents can cause substantial physical damage, and they’re often the result of someone’s negligence or irresponsible actions. If you’re dealing with injuries in the aftermath of a car Read More