Not All Disability Claims Are the Same
There are many different types of disability claims, and many different types of disability lawyers. Just because a lawyer is great at handling Social Security Disability cases (SSDI, the most common type of disability case), does not mean he or she is right for your case.
ERISA, or the Employee Retirement & Income Security Act of 1974 (“ERISA”), is a complex piece of Federal legislation that covers most employee benefit plans and how employers and their contractors (usually an insurance company) deliver those benefits to employees. For most Coloradans, their insurance benefits (life, medical, disability, vision, dental) are earned through our employment. In most cases, these benefits fall under the ERISA statute, including claims for Long Term Disability and Short Term Disability. These cases have different rules, and different deadlines, then SSDI cases!
Do you really need an ERISA lawyer? In many cases you do. In many cases, having representation early in the claim process can be the difference between winning and losing because ERISA dramatically alters your common law rights. Most of these claims (including Long Term Disability, Short Term Disability, and medical and other benefits have very short deadlines. If you do not know and protect your rights early, you may lose your ability to effectively protect your claim. Click here for more information about ERISA, and our ERISA Disability and benefit claim practice, and how ERISA may affect your rights.