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Med-pay Coverage

Several of our posts have addressed different types of insurance coverage that you may want to consider purchasing for your own protection.  Medical payment coverage (also called “med-pay”) may be an important coverage to consider.  This type of coverage, that you buy from your own auto insurance carrier, provides coverage for all reasonable medical expenses that… Read More »

COVID-19 News; Do you have insurance?

Many small business carry liability and other insurance in the event of a work place accident, or if a customer is injured.  But did you know many business insurance policies also include “business interruption” coverages, that could apply in circumstances like these?  Every policy will be different.  If you are unsure of what coverages you… Read More »

Lakewood Hit-and-Run Accident ends in death

Last week, a Lakewood boy and his father were hit by a hit-and-run driver.  Both were injured, but sadly the teen did not survive.  To read more about the story, click here. Sadly, hit-and-run accidents are becoming more and more common.  Did you know that in Colorado a hit-and-run driver is considered to be uninsured… Read More »

Arvada Hit and Run Accident

Last month, a young boy was hit by a car on his way to school.  The driver fled the scene.  The boy’s father has an important reminder for all Colorado drivers;  be careful!  School is back and session and we need to keep a careful look out for pedestrians.  To learn more, click here.  … Read More »

Medicare Open Enrollment To Begin Soon

Each year, Medicare has an open enrollment period.  This year, the period is from October 15-December 2, 2019.  It is important to review your insurance options during this period, to help you and your family prepare for the upcoming year.  For more information, click here. At Silvern & Bulger, PC, many of our clients have… Read More »

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Handling Trucking Accidents in Colorado since 1977

Commercial trucks have a lot of moving parts and require constant upkeep to be safe for travel on public roads. However, there are a number of issues that could lead to a serious trucking accident. These include the following: Driver error: Distractions, inexperience and drunk driving are all common factors in these crashes, as is… Read More »

ERISA NEWS; Circuit Court Adresses Failure of ERISA Plan Administrator to Disclose Plan Documents

In Odle vs. UMWA 1974 Pension Plan, the Court of Appeals for the Fourth Circuit reversed a district court’s decision on summary judgment in favor of a pension plan’s fiduciaries (in this case, the board of trustees for a coal industry multiemployer fund).  The case involved a dispute over an employee’s service credit.  The plan… Read More »

Colorado’s Insurance Bad Faith Statute

We purchase insurance (car accident insurance, medical insurance, disability insurance, homeowners insurance) to protect us when tragedies happen.  Sadly, and while the insurance company is happy to collect the premium, they are not always as eager to pay the claim. In Colorado, the legislature has enacted  C.R.S. Section 10-3-1115 (1)(a) that states  no insurance company… Read More »

US District Court Overturns Denial of Long Term Disability Benefits

In a published decision by the US District Court for Colorado, we helped our client (“ML”) overturn the termination of her Long Term Disability benefits which she had been receiving for over 20 years.  Among the arguments we made, was the “new” argument that the Court should consider the amount of time LM had been… Read More »