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4800 Wadsworth Blvd. #307 , Wheat Ridge, Colorado 80033
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Health Insurance v. Med-pay

We are often asked questions about what insurance someone should buy.  One of the most common questions is why pay extra for med-pay on my car, when I already pay for health insurance? There is no “right” answer.  But there are good reasons to consider a med-pay policy on your car, even if you have… Read More »

Can my car insurance be cancelled for filing a UM claim?

In most cases?  NO. Insurers are prohibited from raising a policyholder’s rates or canceling coverage in response to a claim for UM/UIM benefits, or from canceling your policy. If an insurer fails to abide by these rules and unfairly denies a claim, unreasonably delays making a decision, or increases premiums after paying out a UM/UIM… Read More »

Have you considered Med-pay coverage for your car?

Several of our posts have addressed different types of insurance coverage that you may want to consider purchasing for your own protection.  Medical payment coverage (also called “med-pay”) may be an important coverage to consider.  This type of coverage, that you buy from your own auto insurance carrier, provides coverage for all reasonable medical expenses that… Read More »

Damage Limits in Colorado Personal Injury Cases

Many people do not know that the amount of damages they can recover are “capped” by law.  The caps that apply are very case specific, and depend on the type of injury you suffered. In 2020, the Colorado legislature increased statutory damage limitations under 3 important statutes;   C.R.S. §§ 44-3-801 (Dram Shop Act), 13-21-102.5 (noneconomic… Read More »

Uninsured Motorist Insurance

You are in a wreck, you are hurt, and you find out the at-fault driver does not have any car insurance!  What do you do next?  If you are injured by a driver with no insurance, or who does not have enough insurance, it is important to talk to a lawyer today! When a person is… Read More »

Comprehensive, Collision and Gap Insurance

Our firm has made it part of our mission to help inform our clients and the community about was to better protect themselves.  While we can help you and your family AFTER an accident, sometimes it is far better to protect yourself BEFORE hand.  We often counsel clients about insurance options, including liability, med-pay and… Read More »

Colorado Minimum Car Insurance Requirements

Did you know that there is a minimum mandatory amount of car insurance coverage in Colorado? As of the end of 2020, Colorado law requires drivers to carry: $25,000 per person to cover bodily injury; $50,000 per accident for bodily injury; and $15,000 per accident to cover the cost of repairing property damage. However, liability… Read More »

Med-pay Coverage

Several of our posts have addressed different types of insurance coverage that you may want to consider purchasing for your own protection.  Medical payment coverage (also called “med-pay”) may be an important coverage to consider.  This type of coverage, that you buy from your own auto insurance carrier, provides coverage for all reasonable medical expenses that… Read More »

UM-UIM Insurance

You are in a wreck, you are hurt, and you find out the at-fault driver does not have any car insurance!  What do you do next? When a person is injured in an accident caused by another uninsured driver, there MAY be options.  You need to find out right away if you purchased  a UM/UIM… Read More »

Gap Insurance; the Insurance No One Thinks About

Our firm has made it part of our mission to help inform our clients and the community about was to better protect themselves.  While we can help you and your family AFTER an accident, sometimes it is far better to protect yourself BEFORE hand.  We often counsel clients about insurance options, including liability, med-pay and… Read More »